Insurance is about the catastrophe – so we don’t like discussing it. The first thing anyone wants during a challenging time is a plan, not to think or consider options but to have a plan.
Worby Wealth insurance planning is a little different.
Worby Wealth insurance planning is a little different, because we are more interested in ‘what happens if’ than we are if you have this insurance policy or that one.
Health Care Directives
We want our clients to have Health Care Directives (HCD) so that no one finds themselves in the emergency room guessing what measures to take. We want our clients to know what will happen if there is a disability, so the insurance money side is not the mystery – there are already enough in emergencies.
Hope for the Best.
Plan For the Worst
Eventually, we discuss life insurance (10 out of 10 people die, so it’s good to be prepared for it), Critical Illness, Disability coverage, etc. We’ll get it aired and decide if there is a shortfall or inefficiencies. But there will be fewer surprises – and that’s what counts.