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Chris Worby is a Trusted Regina based financial advisor and Wealth Management services provider servicing local Regina households and businesses. With over 20 years of experience, Worby Wealth Management has been committed to providing a high standard of financial service to individuals, families and business owners. Worby Wealth Management listens and provides a personalized financial plan.

Retirement Considerations

One of the biggest financial questions on everyone’s mind is whether or not they will have enough money to retire. Not only do savings and investments need to be taken into the equation, income and expenses also need in-depth analysis.


Will my daily coffees increase in price? Although I’m poking fun, inflation is a serious concern. Everyone’s expenses will clearly vary from one person to another, but some other considerations need to be taken into account, such as:

    • Will I be able to find work if needed?
      • If income falls short, will a new source of income be required?
    • Am I financially dependent on someone else?
      •  Or is someone else financially dependent on me?
    • Costs of living can vary greatly from one city to the next
      • Do I plan on living in the same city upon retirement?
    • Have I taken into account inflation?
      •  Will my entertainment and hobby expenses increase during my retirement years?
    • What if interest rates rise?
      •  Will I be able to afford my home if rates rise?
    • Do I plan on living in the same home upon retirement?
      • Will I downsize?
    • Do I have or need insurance?
      • What if something unexpected happens during retirement?
    • Do I have a will, power of attorney, health care directive in place?
      • Making sure all angles are considered and taken care of in your retirement years can help you live without unneeded stress
    • Insurance Advice
    • Investments
    • Wealth Management Services
    • Pay Less Tax With Tax Planning
    • Become Mortgage-Free Faster With Financial Education
    • Estate Planning
    • Retirement Planning

TRUSTED REGINA FINANCIAL ADVISOR Chris + Jeremiah Worby from Worby Wealth Management help you live your dream!

The comments contained herein are a general discussion of certain issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice, in the context of your particular circumstances. This Blog was written, designed and produced by Jeremiah Worby and Chris Worby for the benefit of Jeremiah Worby and Chris Worby who are Financial Advisors at Worby Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this article comes from sources we believe reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the date of publication and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds, approved exempt market products and/or exchange traded funds are offered through Investia Financial Services Inc.