{"id":1173,"date":"2023-08-14T16:17:51","date_gmt":"2023-08-14T22:17:51","guid":{"rendered":"https:\/\/worbywealth.com\/?p=1173"},"modified":"2024-04-02T15:56:43","modified_gmt":"2024-04-02T21:56:43","slug":"the-chartered-investment-manager-cim-designation","status":"publish","type":"post","link":"https:\/\/worbywealth.com\/the-chartered-investment-manager-cim-designation\/","title":{"rendered":"The Chartered Investment Manager (CIM\u00ae) designation"},"content":{"rendered":"

Chris Worby is a Trusted Regina financial advisor and Wealth Management services provider<\/u><\/a>. With over 20 years of experience, Worby Wealth Management has been committed to providing a high standard of financial and wealth management services to individuals, families and business owners in Regina and area<\/u><\/a>. Worby Wealth Management listens and provides a personalized financial plan. In his latest Worby Wealth Blog Post,<\/u><\/a> Chris Worby shares information on The Chartered Investment Manager (CIM\u00ae) designation he has just attained.<\/p>\n

2023 started a little differently from past years for me. I had been working on a partnership for about 5 years that didn\u2019t work out in 2022, and while it was a great learning experience, I was not happy about putting in so much work to have it not become a reality.<\/p>\n

So I did a little strategic thinking, and one thought that kept coming up in my mind was this, \u201cIf you were talking to you 20 years ago, what would you advise yourself to do at that time.\u201d<\/em><\/strong><\/p>\n

Well, that\u2019s a heck of a thought to have after 22 years in the business, with another 15 to 20 ahead. Because it\u2019s obvious what I\u2019m really asking myself, \u201cHow stuck are you in the way you are doing things, and how would you like to get better.\u201d\u00a0<\/strong><\/em><\/p>\n

The answers to these questions started to flow; the first was education. In March of 2023, I signed up for the Wealth Management Techniques course and followed it up with Portfolio Management Techniques. These, combined with my years of experience, allow me to become a Chartered Investment Manager (CIM\u00ae)<\/a> and, if I should so choose, would allow me the opportunity to become a portfolio manager.<\/p>\n

Portfolio Managers can operate at a level in our industry that most advisors never even consider. In their purest form, they do the actual buying and selling of investments on behalf of clients on a discretionary basis, acting in a fiduciary capacity beyond what the average mutual fund advisor or stock broker does. It is not an understatement to say it is the pinnacle of what our licensing can offer!<\/p>\n

My goal is, and always has been, to offer my clients an experience that is different and more encompassing than what is available elsewhere. I want the time in my office to be enjoyable rather than intimidating. I want to give advice that is accurate and timely. I want my financial solutions to be well thought out and considered based on evidence and education.<\/p>\n

My attainment of the CIM\u00ae designation is a strong step in this direction, and I am excited to announce it. I am also happy to say it is not the only step forward on the course I have mapped out. I can\u2019t wait to share more as it unfolds!<\/p>\n

Find Out More<\/h2>\n

Click here to see the services that Worby Wealth Management<\/strong><\/a> can help you with:<\/p>\n

TRUSTED REGINA FINANCIAL ADVISOR<\/strong> Chris Worby from <\/a>Worby Wealth Management<\/strong><\/a> helps you live your <\/em>dream!<\/p>\n

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The comments contained herein are a general discussion of specific issues intended as general information only and should not be relied upon as tax or legal advice. Please obtain independent professional advice in the context of your particular circumstances. This Blog was written, designed and produced by \u00a0Chris Worby for the benefit of \u00a0Chris Worby, a Financial Advisor at Worby Wealth Management, a registered trade name with Investia Financial Services Inc., and does not necessarily reflect the opinion of Investia Financial Services Inc. The information contained in this article comes from sources we believe are reliable, but we cannot guarantee its accuracy or reliability. The opinions expressed are based on an analysis and interpretation dating from the publication date and are subject to change without notice. Furthermore, they do not constitute an offer or solicitation to buy or sell any securities. Mutual Funds, approved exempt market products and\/or exchange-traded funds are offered through Investia Financial Services Inc.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

Chris Worby is a Trusted Regina financial advisor and Wealth Management services provider. With over 20 years of experience, Worby Wealth Management has been committed to providing a high standard of financial and wealth management services to individuals, families and business owners in Regina and area. Worby Wealth Management listens and provides a personalized financial […]<\/p>\n","protected":false},"author":2,"featured_media":1191,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"off","_et_pb_old_content":"Chris Worby and Jeremiah Worby are Trusted Regina financial advisors and Wealth Management services providers<\/u><\/a>. With over 20 years of experience, Worby Wealth Management has been committed to providing a high standard of ,financial and wealth management services to individuals, families and business owners in Regina and area<\/u><\/a>. Worby Wealth Management listens and provides a personalized financial plan. In our latest ,Worby Wealth Blog Post<\/u><\/a> we share details about Credit Ratings.\n

Credit Ratings<\/h2>\nWe\u2019ve all heard the stories from someone we know (though we may or may not like that person) about having been a victim of some form of identity theft. Identity theft can drastically affect your credit rating, and your credit rating affects almost everything in your financial world.nnWhether you\u2019re looking to apply for a credit card, take out or renew a mortgage, get a car loan, or want to borrow a million dollars from that loan shark down the street, your credit rating will greatly impact the interest rate which you might receive for such loans.nnThere are two major players in the credit rating world of Canada \u2013 those being Equifax and TransUnion. You can, and we suggest you do, go to both these websites and sign-up for their free service to check your credit scores.n\n

Equifax<\/h2>\nDirectly from their website, Equifax states:n\u201cWe are a global data, analytics, and technology company. We believe knowledge drives progress. Our unique data assets, technology and analytics transform knowledge into insights to power decisions that move people forward.\u201d\n\nHere\u2019s a wonderful and short read [they claim it\u2019s 2 minutes but I think it\u2019s way more like 3 minutes :)] from Equifax about what impacts your credit score.nhttps:\/\/www.consumer.equifax.ca\/personal\/education\/credit-score\/what-impacts-credit-score\/<\/a>\n
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TransUnion<\/h2>\nDirectly from their website, TransUnion states:\n\n\u201cOur mission is to help people everywhere access the opportunities that lead to a higher quality of life. By helping organizations optimize their risk-based decisions and enabling consumers to understand and manage their personal information, we empower both to take their destinies into their own hands.\u201d\n\nHere\u2019s a true 2 minute read from TransUnion about 5 factors that affect your credit score.nhttps:\/\/www.transunion.ca\/what-affect-credit-score?<\/a>n\n

Find Out More<\/h2>\nWhether you\u2019re 20 years old or 50 years old, credit ratings are of utmost importance. Contact Worby Wealth Management<\/a> to help fix your credit score and set you on the path to success!\n\nSome of the services that Worby Wealth Management<\/strong><\/a> can help you with:\n